Accounts
Savings Accounts
- Pacific Northwest Credit Union offers savings accounts with a minimum balance requirement of $5.00.
Kid's Club Accounts
- For kids 12 and under. Because we know kids are special and deserve to learn the benefits of saving, Pacific Northwest Credit Union offers higher dividend rates and prizes with every deposit! Minimum balance requirment $5.00.
- Biz Kid$ is the public TV series where kids teach kids about money and business funded by America's Credit Unions. Learn more! Go to http://www.bizkids.com/
Checking Accounts
- No monthly fees
- No minimum balance requirements
Gold Advantage Club
- Exclusive for retirees
- Free checks
- Free cashier's checks
Individual Retirement Accounts (IRA’s)
- Traditional IRA
- Roth IRA
- Education IRA
Anticipated Dividend Rates
| Account Name | A.P.Y. | Div Rate | Dividend Paid | Minimum Balance
(to earn stated dividends) |
Savings (Shares)
|
.25% |
.25% |
QUARTERLY |
$300 |
Kids Account Shares
|
.50% |
.50% |
QUARTERLY |
$5 |
Education IRA Accounts
|
.50% |
.50% |
QUARTERLY |
$5 |
| IRA Variable Accounts |
.50% |
.50% |
QUARTERLY |
$5 |
Money Market Accounts
|
.75% |
.75% |
MONTHLY |
$2,500 |
Certificates of Deposit
| Share Certificates | A.P.Y. | Div Rate | Minimum Balance |
| 6 month |
.50% |
.50% |
$1,000 |
| 12 month |
.75% |
.75% |
$1,000 |
| 18 month |
1.00% |
1.00% |
$1,000 |
| 24 month |
1.00% |
1.00% |
$1,000 |
| 6 month |
.75% |
.75% |
$5,000 |
| 12 month |
1.00% |
1.00% |
$5,000 |
| 18 month |
1.25% |
1.24% |
$5,000 |
| 24 month |
1.25% |
1.24% |
$5,000 |
| 7 month |
.75% |
.75% |
$10,000 |
IRA Certificates
| IRA Certificates | A.P.Y. | Div Rate | Minimum Balance |
| IRA 12 month |
1.00% |
1.00% |
$5,000 |
| IRA 18 month *traditional only |
1.25% |
1.24% |
$5,000 |
| IRA 24 month |
1.25% |
1.24% |
$5,000 |
- Certificate rates effective December 31, 2009
- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
- Early withdrawal penalties may apply
Procedures For Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We require valid government issued picture ID.
For more information on accounts at Pacific Northwest Credit Union, please contact us at 360.647.0560 or 800.737.4945.
Pacific Northwest Credit Union Privacy Policy
Funds Availability Policy
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government