LOAN TYPE
MAXIMUM LOAN

FIXED NOTE RATES and TERMS

No Fee

 A.P.R.*


No Fee

 

FIXED NOTE RATES and TERMS

With Fee

 A.P.R.*


With Fee

Home Equity
Owner Occupied		 Total liens not to exceed 100% of tax assessed value.
Minimum $10,000.00.

With Fees: 2% loan fee,
drive-by inspection fee, title insurance fee, document recording fee, flood certification fee.
Contact the credit union for details.

15 year repayment schedule
(fixed rate)
7.25%

30 year repayment schedule
(5 year balloon)
6.25%

 

 

7.25%

 

 

 

6.25%

15 year repayment schedule
(fixed rate)
6.75%


30 Year repayment schedule
(5 year balloon)
5.75%

 

 

 

7.077%

 

 

 

6.232%

First & Second Mortgage Conventional
Owner Occupied

 

Total liens not to exceed 80% of appraised value. Loan fee 2%.

Additional fees: appraisal fee, title insurance fee, credit bureau fee, document recording fee, flood certification fee.
Contact the credit union for details.

 

N/A

 

 

N/A


N/A

 

 

N/A

15 year repayment schedule (fixed rate)
6.75%

 

30 year repayment schedule
(5 year balloon)
5.75%

 

 

7.077%

 

 

 


6.232%
APPLY ONLINE
Rates effective 03/01/07. *A.P.R. means Annual Percentage Rate per Regulation Z.
Based on $10,000 loan amount with the disclosed loan fee for the specific type of loan. No-Fee Home Equity loan may be subject to a pre-payment penalty.
Loan rates, terms and conditions are subject to change at any time and all loans are subject to approval of credit.
Effective 07/03/08

IMPORTANT REMINDER!
Beware of scams! The credit union will never ask you to verify your personal account information via e-mail, postal mail, by telephone or through our web site. We would never request PIN information or Debit and Credit Card information through e-mails. Never provide this information to anyone.

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